Van Proft , 21 Apr 2025
I actually make a bank statement style statements for budgeting purposes. What works well for me is using a spreadsheet tool to recreate the format. I include the statement period at the top, followed by my account summary (starting balance, total debits, total credits, and ending balance). Then, I list each transaction by date, with a description, the amount, and the balance after that transaction. It helps keep everything transparent and easy to review. I recommend using formulas to auto-calculate the balance as you input data. It’s simple and works nicely for personal tracking.
That’s a smart habit! I’ve been doing something similar for a few years now. I also use a spreadsheet and keep separate tabs for each month. I like to color-code deposits and withdrawals so I can glance at trends over time. Don’t forget to add a section for notes—sometimes you might need to explain a specific transaction to yourself later. You could also password-protect the file if it contains sensitive info. Making your own statement is a great way to understand your spending habits better and stay in control of your finances.
Stephen Cummerata 21 Apr 2025
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